Carnival of Twenty Something Finances

Welcome to the December 29, 2008 edition of twenty something finances.

Thank you for dropping by and participating! I decided to host this carnival because personal finance has been a hot topic lately. Especially with the way the economy has been performing. Although it’s bad now I do believe it will recover in the next three years. Here we have a lot of great articles that will help you with your finances. Here are my editor’s top picks:

Debt Free Destiny presents New Year’s Resolution: Get Out of Debt For Good posted at Debt Free Destiny.
The Shark Investor presents How To Outgrow The Self-Help Learning Stage posted at The Shark Investor, saying, “If you keep reading and reading and reading, you may be just losing your time”
J. Savings presents New Year’s Resolutions – Did i actually accomplish something? posted at Budgets are Sexy., saying, “For once in my life i followed through w/ my resolutions! All about picking things you’re passionate about i suppose.”

Joe Manausa presents Real Estate Supply And Demand | Tallahassee Real Estate Blog posted at Tallahassee Real Estate Blog, saying, “It really isn’t that hard to tell where the real estate market is heading. All we need to do is take a quick re-examination of Economics 101 and realize that Supply and Demand actually do matter in the real estate market.”

Jeremy Day presents Why YOU are your own best investment advisor posted at Insight Writer, saying, “This highlights the need for you to be educated enough about your own finances to be your own best investment advisor.”

Michael Bass presents Will debt follow you abroad? posted at Debt Prison, saying, “Can you be arrested in the country you’re moving to for the debt you leave behind in the U.S.? Can you be deported back to the U.S. for debt? Are there secrets for making a clean getaway? Apparently these are complex questions and there is little information on the web that provides a complete explanation for leaving debt behind.”

Super Saver presents Mortgage Rates Are Falling posted at My Wealth Builder.

FIRE Getters presents Research – From Junk to Joy ! posted at FIRE Finance.

Silicon Valley Blogger presents Best Gas Credit Cards: Get Rewards For Spending on Gas posted at The Digerati Life, saying, “If you are responsible about using your credit card, then why not get rewards for spending on the stuff you spend on anyway? Gas credit cards can help you lower your gas expenses.”

Credit Card Assist presents What College Kids Might Not Know About Credit Cards posted at Credit Card Assist.

Savings Toolbox presents Two Things You need To Know About Online Payday Loans posted at Savings Toolbox.

Insurance Toolbox presents Don’t Buy Life Insurance For Your Children posted at Insurance Toolbox.

Deposit Accounts presents Will Opening a Deposit Account Affect My Credit Score posted at The Money Blog.

Trisha Wagner presents For Best Results: Use When Ready posted at Empowering Mom.

The Smarter Wallet presents Expedia Deals and Travel Discounts For The Frugal Traveler posted at The Smarter Wallet, saying, “Thanks! Great travel discounts for the frugal twenty-something!”

Stephanie Collins presents College Money Tip #3: Bank Better posted at Poorer Than You, saying, “Quick money tip: get a better bank account!”

Britannica Blog presents Credit Cards & the Genius of Marketing | Britannica Blog posted at Britannica Blog, saying, “The flood of credit card offers in the mail has begun to subside. This may be all there is of an upside to the current economic embarrassment, but it’s no small potato. They used to come several times a month.”

Patrick @ Cash Money Life presents Pros and Cons of Giving Gift Cards This Holiday Season posted at Cash Money Life, saying, “There are pros and cons to giving gift cards.”

Patrick @ Cash Money Life presents 5 Ways To Save on Taxes — Before Dec. 31 posted at Military Finance Network, saying, “Tips for saving money on your taxes before year end.”

nickel presents How do Federal Income Tax Brackets Work? posted at fivecentnickel.com.

CreditAddict presents Amex Preferred Rewards Gold Card $100 Signup Bonus posted at CreditAddict.

Aussie Investor presents Watching What Fund Managers Are Buying And Selling posted at Australian Investing, saying, “Watching the professional investors can be a great way to generate new investment ideas. However you will need to use your discretion – don’t buy stocks indiscriminately just because your favorite money manager is buying. This article looks at a couple of ways to take advantage of what the big boys are doing as well as pointing out the pitfalls.”

Jeff@MySuperChargedLife presents Personal Finance Budgeting Priorities In An Income Crisis posted at My Super-Charged Life, saying, “Setting the proper budgeting priorities in an income crisis is crucial to fiscal survival. I appreciate being consider for your carnival!”

The Shark Investor presents How To Outgrow The Self-Help Learning Stage posted at The Shark Investor, saying, “If you keep reading and reading and reading, you may be just losing your time”

Sandy Naidu presents Bernard Madoff’s Ponzi Scheme posted at FutureNestEgg.

Finance Tips 101 presents Timeshares, Affordable Part Time Ownership With A Twist posted at Finance Tips 101.

Michael Haltman presents Bernie Madoff: Who Could (Should) Have Known? posted at The Political and Financial Markets Commentator, saying, “Question: How do you make a small fortune? Answer: Start with a large fortune and give it to Bernie Madoff to invest!”

Jim presents Are Reward Checking Accounts Worth It? posted at Blueprint for Financial Prosperity.

One Family presents Employee Stock Purchase Plan (ESPP) and 401K Retirement Plan Annual Enrollment and Contribution Review posted at One Family’s Blog.

Livingalmostlarge presents What an MBA has cost us posted at LivingAlmostLarge, saying, “What you need to know before you start an MBA”

Deposit Accounts presents Investing in a Rocky Economy posted at Deposit Accounts.

Destroy Debt presents Make Your Own Debt Reduction Plan posted at Destroy Debt.

Debbie Dragon presents It’s Not About The Money posted at Share Your Number.

Credit Card Assist presents Eliminate Debt With a Credit Card? HUH? posted at Credit Cards Blog | CreditCardAssist.com.

apply4-credit presents Got Bad Credit? Get Secure posted at Apply4-Credit.

Ben presents Seven Cheap Foods to Serve At Your Holiday Party posted at Money Smart Life.

Debt Free Destiny presents New Year’s Resolution: Get Out of Debt For Good posted at Debt Free Destiny.

Matthew Paulson presents Asking a Friend or Family Member For Money to Fund Your Business posted at American Consumer News.

Debt Freedom Fighter presents How to Find the Debt Relief Company That is Right For You posted at Discover Debt Freedom!.

Savings Toolbox presents Set Your Children Up With Savings Accounts posted at Savings Toolbox.

J. Savings presents New Year’s Resolutions – Did i actually accomplish something? posted at Budgets are Sexy., saying, “For once in my life i followed through w/ my resolutions! All about picking things you’re passionate about i suppose.”

Mr Credit Card presents What Happens To My Points? posted at Ask Mr Credit Card.

The Dough Roller presents 90-Day Interest Free Credit Card posted at The Dough Roller, saying, “If you have a small business, a home-based business or do consulting, this credit card offers a unique 90-days interest free on all purchases, and it never expires!”

Patrick @ Cash Money Life presents Self-Employed Retirement Plans posted at Cash Money Life, saying, “A rundown of various self-employment retirement plan options.”

nickel presents Deciding When to Refinance Your Mortgage posted at fivecentnickel.com.

Jeff Rose presents Should You Only Have a 401k? posted at Jeff Rose.

Bill Spohnholtz presents Best Tax Savings Tip For A Down Market posted at Learn The Stock Market And How to Trade.

Piotr Stepien presents Money Free World posted at we overstep, saying, “It is nice to have money, but it is better not to have it at all. Suprised? Read the whole story.”

Michael Haltman presents You Are Facing Foreclosure? Now What? posted at The Political and Financial Markets Commentator, saying, “For any number of reasons many homeowners find themselves in the position of either being late on their mortgage or about to be late. There could be a death of the breadwinner, loss of a job, an adjustable mortgage, divorce, loss of a tenant in an investment property and the list goes on. Prior to going into the foreclosure process, there are other steps that should be considered in dealing with the lender and the mortgage they hold on your property. Some may delay the process, others will avoid it, but in the end the borrower will likely lose the house.”

kathryn presents Dealing with Financial Disaster posted at Out of Debt Christian, saying, “Instead of throwing in the towel or trying to bury your head in the sand, take the bull by the horns and get started right now on fixing the problem.”

MoneyNing presents Value Added Tax Refund (VAT) for Vacation Shopping posted at Money Ning, saying, “Remember not to leave money on the table!”

FIRE Getters presents Want To Be A Millionaire? Follow the YAWN Philosophy posted at FIRE Finance.

Fabulously Broke presents Financial Snapshot of a Mid-twenties Couple posted at Fabulously Broke in the City, saying, “A financial snapshot of a 20-something Toronto couple. I am planning on doing more of these.”

Mr. Banker presents Lock In CD Rates Now! posted at Best Interest Rate Banks.

Tushar Mathur presents 3-6-3 Rule – An unofficial banking rule !! posted at Invest In India, saying, “The banking industry of the 1950s, 1960s, and 1970s is often described as operating according to a 3-6-3 rule .The rule basically explains how bankers would give 3% interest on depositors’ accounts, lend the depositors money at 6% interest and then be playing golf at 3pm.”

Shaun Connell presents Financial Happiness: The Real Goal of Financial Planning posted at Financial Planning, saying, “Financial planning almost always revolves around the same basic theme: get a job that pays well, save as much as you can, invest as much as you can, make as much as you can, hoard as much as you can. But what if financial planning -isn’t- about the money? What if it’s about something else? This is a must-read for anyone who has any sort of financial plan.”

retirehappy presents All About Mutual Fund Loads posted at My Retirement Blog.

Sam presents NEW !! Best Stock Picks of the Decade !! posted at Surfer Sam and Friends, saying, “Best Stock Picks of the Decade Someone is Getting Rich What do the best stock picks of the decade have in common? With the exception of Apple, they were very small companies at the start. Some were microcap stocks with a market capitalization of less than $300 million. They were also unknown companies, and received little publicity or name recognition in the financial press. These stocks were also more volatile than the stocks of established large-cap companies. Most important, every one of them is characterized by strong consistent revenue growth and earnings growth. Although all are successful, these companies are a diverse group of enterprises. They demonstrate the ingenuity and creativity that builds and sustains business. In spite of the present climate of economic weakness, with disasters in the housing and financial sectors, the threat of inflation and possible higher interest rates, other extraordinary companies like these are right now building the base for a decade of spectacular stock returns. Check out these 10 best stock picks of the decade for clues to build your portfolio of rewarding stock investments.”

That concludes this edition. Submit your blog article to the next edition of twenty something finances using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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